Terms of Service

Last updated: November 13, 2026

These Terms govern your use of byangelgutierrez.com and any coaching services provided by MG Digital Innovations LLC (“we,” “us,” or “our”), operating as Angel M.G. By using the site or purchasing services, you agree to these Terms.

1. Educational and Coaching Services Only

Our content and coaching are for educational and planning purposes. We do not provide financial, investment, tax, legal, or medical advice. For decisions in those areas, consult a licensed professional.

We do not prepare, file, present, or advise on VA benefits claims. For claims assistance, contact a VA-accredited Veterans Service Organization representative, attorney, or claims agent.

2. No Guarantee of Results

Outcomes depend on your effort, circumstances, and market conditions. Any results described on this site reflect individual experience and are not a promise or guarantee of your results.

3. Coaching Engagements

Services, schedules, and deliverables are described on our Services page and confirmed in writing before an engagement begins. You agree to provide accurate information, attend scheduled sessions, and complete agreed work between sessions. Missed sessions without at least 24 hours’ notice may be forfeited.

4. Fees and Payment

Fees are listed on our Services page. Founding rates apply only as stated there. Payment is due as set out in your engagement confirmation, including any approved split-payment schedule. Work may be paused for non-payment.

5. Cancellations and Refunds

  • Before your first session: cancel for a full refund.
  • After sessions begin: refunds are prorated for unused sessions.

6. Confidentiality

We keep what you share during an engagement confidential and will not disclose it without your written consent, except as required by law. We share client results publicly only with your permission, and anonymized if you prefer.

7. Intellectual Property

The FORGE Framework, templates, worksheets, and site content are owned by MG Digital Innovations LLC. Clients receive a personal, non-transferable license to use materials provided during their engagement. You may not resell or redistribute them.

8. Use of the Website

You agree not to attempt to breach site security, misuse forms, post spam or malicious content, or copy site content without permission.

The site uses and links to third-party services (such as Calendly and beehiiv). Their terms and privacy policies apply to your use of them; we are not responsible for their content or practices.

10. Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of the site or our services. Our total liability is limited to the amount you paid us for the specific services at issue.

11. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to its conflict-of-law rules.

12. Changes to These Terms

We may update these Terms periodically. The latest version will be posted here with its update date. Engagements already underway follow the Terms in effect when they began.

13. Contact

Questions about these Terms? Reach us through our Contact page.